The news on Saturday, December 28

Becoming wealthy is about overcoming challenges.

The barriers that prevent me from becoming wealthy are mental.

What if I don't succeed?

What if I fail?

What will those around me say? And similar thoughts.

Together, we will explore the solutions to overcome these challenges.

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To be honest, my team and I think deeply every day about what to write that will help you, esteemed and dear ones, grow your businesses.

In this regard, there was a topic that deeply occupied my mind for several days.

And that is when God says in His book:

Who is it that will lend to God a goodly loan so that He may multiply it manifold?

I was reflecting deeply on the connection between lending and the multiplied return of wealth.

Surely, each of you, with this question in mind and a bit of contemplation, can arrive at answers. And undoubtedly, the truth with our Lord is far greater than anything that can cross our limited thoughts.

However, even with our imperfect minds, certain insights emerge that I felt compelled to share with you.

Remember, a few days ago, we discussed the concept of greatness.

We said that the greater a merchant becomes, the more trust people place in them.

Then, we explained that true greatness requires having something meaningful to say or an impactful action to perform.

Otherwise, greatness cannot be attributed solely to age or outward appearance.

I am confident that the more greatness you demonstrate in your trade, the more profitable you will become.

Greatness is not about pretending.

Greatness is not about playing a role.

You must genuinely be great to exhibit greatness.

I realized that one of the manifestations of true greatness is the act of lending generously.

I know many wealthy individuals who are unwilling to share their wealth.

It’s commonly said among medical secretaries that while doctors earn significant incomes, many are exceedingly stingy.

Rarely do you find a doctor who pays their staff more than the minimum wage mandated by law.

Thus, not every wealthy individual is necessarily great.

But when a wealthy person steps forward and lends generously, it is in that act that they demonstrate their greatness.

And this greatness is profitable for them in many ways.

Greatness must be lived.

It must be practiced repeatedly until it becomes a part of one’s subconscious.

When greatness becomes an ingrained part of your being, others will naturally acknowledge it.

This very greatness will drive the growth of your businesses.

From my humble perspective, one interpretation of God’s promise—"Who is it that will lend to God a goodly loan so that He may multiply it manifold?"—is this: When we lend to others, we attain a form of greatness. And greatness is a powerful generator of wealth.

Looking closely, every action that God forbids—such as drinking alcohol, gambling, or associating excessively with dogs—diminishes a person’s greatness and dignity.

And God does not want us to fall from greatness; He desires to see us exalted.

However, when we look at the verses before and after the verse on lending, we encounter two verses, both of which are about qital (fighting).

I don't know if you have truly reached the point where you realize that in this day and age, when most people are focused on investments, especially in cryptocurrencies and the stock market, doing business is essentially a form of warfare.

All you need to do is search for "trade" on Telegram, which literally means "business," and you will see cryptocurrency channels with populations of about one million or more members.

And this is the word of God, who said:

"That is because they say: “Trade is like usury,” but Allah hath permitted trade and forbidden usury."

Then you search for "trade" (Tejarat) and you see channels that barely reach 100,000 members.

You come and open the first two channels, like this "Tejarat News" channel. 

Then you realize they discuss everything except trade.

Do those who cherish trade, as followers of the tradition of the Messenger of God, not feel their hearts ache when they see these facts?

Oh God, what time have we reached, when the followers of the path of Satan are numerous, and the followers of the path of Your Messenger are few?

You cannot find a trade channel with millions of members, either on Telegram or Instagram.

But you see people flocking like sheep to every trivial and worthless topic, and may God curse the creators of those media, for none of them intend to enlighten the people. They do not say, "O people, these things benefit neither your world nor your hereafter."

But they lack honor and conscience, and are only concerned with attracting people, getting advertisements, and playing their own political games.

Now, is not engaging in trade and earning money in a way that both boosts your country’s production and creates employment a form of jihad in the way of God?

Especially in an era when others have abandoned it.

This is why God says in the verse before the verse on lending:

Then fight in the cause of Allah, and know that Allah Heareth and knoweth all things. Surah Al-Baqarah, Verse 244

When Allah says, "And know that Allah is Hearing, Knowing," this feeling arose in me that we should leave the people alone, for they do not understand the great work you are doing through this economic jihad for the sake of God.

You fight in the way of God, and know that I, God, hear and know.

I hear the struggles you endure behind those phone calls, yet you do not retreat.

I know how steadfast you are in business, yet you do not grow tired.

I am aware of all of this.

And then the verse about lending is revealed.

It seems God wants to introduce us to a new perspective on lending.

We thought that lending was only material.

But Allah wants us to understand that by fighting in His way and reviving His tradition, it is as if we are giving our lives to Him, lending to Him.

It is said that a teacher sacrifices from their own being to help the student grow.

God bless such teachers, but as far as I can remember, we had teachers who only cared about the holidays, so they would hold classes on those days.

Then they would invite students to their private classes, where they would teach what they were supposed to teach during official class time.

Of course, in our time private lessons were not that common, but for our children, we spent a lot on private lessons, hoping they would learn even a little.

However, in contrast, those teachers who truly gave of themselves and sacrificed to help children grow, we consider this as lending to God.

And Allah says, "Who is it that will lend to Me?"

This is why He says:

“Allah hath purchased of the believers their persons and their goods; for theirs [in return] is the garden [of Paradise].”

The question is, what does Allah purchase from the believers?

First, He says: "their souls" and then "their wealth."

Meaning, what have you given of yourself for My sake, and then, what have you given of your wealth for My cause?

We have always seen lending as simply giving money, which is certainly important.

But have we ever once said to ourselves:

"O Lord, we stand firm in trade to build our country.

We stand in trade to create employment for the people of our nation."

Those who chase the stock market, cryptocurrencies, gold, property, and land—what are they really thinking, knowing full well that the profit they make comes from the losses of others?

But here is the trader, who stands firm, though they are ignored and denied, so that the worker in the factory does not lose their job.

This is where Allah says: I have seen your struggle, I have heard it, and I know how much hardship you endure.

6. Fighting after the verse on lending

What we have discussed so far pertains to the verse before the verse on lending.

Then, Allah reveals the verse on lending, and immediately after it, another verse follows, which, coincidentally, is also related to fighting.

God explains the fate of a tribe from the Children of Israel who told their Prophet, "We are ready for qital (combat) in the way of God."

The Prophet replied, "The time has not yet come."

And they insisted every day, saying, "We are eager," and similar claims.

The Prophet then asked, "What if one day I command you to engage in qital and you do not come?"

They said, "Why would we not come, when we see misfortune has befallen us, and we are scattered, along with our children? If you command us, we will definitely come to change this situation."

Then one day the command of God to engage in qital (combat) came.

They turned into cowards, and only a small group of them actually engaged in the qital (combat).

Does this story remind you of today?

How many people do you see praying for the Imam Mahdi (PBUH) to come, to fight in his ranks, and fill the world with justice and fairness?

Well, when the Imam Mahdi (PBUH) comes, one of the things he will certainly do is eliminate usury (riba), its structures, and enhance trade.

Well, since you already know this, start doing it from today.

Take out the money you've invested for profit without making any effort, and spend it to boost the growth of your business.

Will you do this?

No.

You will definitely be the same even if the Imam comes.

Believe me.

If you think you will change when the Imam comes, you have misunderstood yourself.

And those few who will stand when the command for qital (combat) comes are the ones who have already prepared themselves for qital beforehand.

Anyone who has neglected their soul for years and runs away from even the smallest hardship, will they really stand and fight in the ranks of their Imam?

The ones who deserve this are those who have already fought with their ego and have prepared themselves for this day.

All I want to say is that I know you are alone in this path, and every day you are rejected by friends and acquaintances.

But stand firm in trade, for yourself, for the honor of your country, for the worker who will not be laid off from the factory.

Especially when you become rich, many proposals for building and selling, investing in gold, and similar things with high profits will be presented to you.

For the sake of God, do not abandon trade.

Everything is not just about the money that comes into your pocket.

In trade, money is spread among many groups of people, and it is through the prosperity of trade that Muslims come to life.

Therefore, stand firm in trade and fight, for Allah is the All-Hearing, All-Knowing.